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Fast funding for businesses
Fast funding for businesses matched to the best-fit option in 24–48 hours.Next day funding—for working capital, equipment, expansion, or debt reduction.

Running a business means staying ready for opportunity. Whether you’re covering payroll, purchasing inventory, upgrading equipment, managing cash flow, or requiring debt consolidation, access to capital can make all the difference.

 

At CPS Business Capital, we make business funding simple and fast. With quick approvals and competitive rates, many businesses can receive funding the same day or within 24 hours.

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Programs We Help With

  • Working Capital

  • Equipment Financing

  • Expansion / Buildout

  • Inventory Purchase

  • Payroll / Seasonal Cash Flow

  • Line of Credit

  • Debt Reduction

Do I qualify?

  • Time in business: 6+ months 

  • Monthly revenue: $10k+/month 

  • Credit: Many profiles considered

  • Docs: 3–6 months bank statements + basic business info

How It Works

  • Request options 

  • Quick review + document upload

  • Choose best offer → funding

Success Stories

Samantha Evans

Michael Chen

Alicia Rodriguez

CEO, Tech Innovators Inc.

“CPS Business Lending has been instrumental in securing the funding we needed to launch our latest project. Their dedication and expertise made all the difference in our success.”

Founder, Global Eats

Small Business Owner

“Working with CPS Business Lending has been a game-changer for our company. Their financial solutions have propelled our expansion efforts and set us on a path for sustained growth.”

“I can't thank CPS Business Lending enough for their unwavering support. Their financial guidance has been pivotal in overcoming challenges and steering my business towards success.”

FAQs

  • Does applying affect my credit?   No, our soft credit pull does not. 

  • How fast can I get funding? As fast as Same Day.

  • What do rates/fees look like? Best terms available according to loan amount, credit and purpose.

  • Can I qualify with existing debt? Yes

  • What if my credit isn’t great? Minimum 500 FICO

  • What documents do you need?  3 months bank statements, DL, Business check

Get your funding options fast.

No obligation. Secure form. Quick response.

Join Forces with

CPS Business Capital

Working Capital Term Loans

24 Months
Max Repayment Term
Predictable & Flexible Repayment Schedules
$20k to $1m
Loan Amount
Requirements for Funding
Eligibility
580 Minimum FICO Score
$25k Min. Avg. Monthly Rev.
1 Yr. Min. Time in Business
> 50% Applicant's Ownership
Documents
• 3 months bank statements 
• Business Debt Schedule
• Recent Business Tax Returns
• Copy of Voided Check Applicant’s Ownership
• Copy of Driver’s License
Waive Policy
100% of remaining interest forgiven if repaid 90 days post funding.
Up to $1m       
Next-day Funding
Up to 12-month Term
Same-day Approval
Great for addressing supply chain delays or longer-term invoices.

Working Capital Term Loans. The Simplest, Fastest Way to Receive Funding for Your Business.

Complete and submit. A loan expert will contact you to assist you. 
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